Some consumers have reported receiving fraudulent email messages that reference ACH Summary or ACH Notification and instruct the recipient to click on several links. These emails were not sent by the Federal Reserve Banks. The Federal Reserve Banks deliver payment information to our financial institution members via our trusted channels, and do not communicate this information directly to consumers. We strongly advise that you do not click on the links contained in these types of emails and to delete them immediately. If you receive any email of this type, please take caution and contact the credit union with any questions.