Credit Reports

All U.S. consumers are now entitled to receive one free credit report per year. You may request your free credit report by phone (1-877-322-8228), online (, or by mail (Repot Request Service, P.O. Box 105281, Atlanta, Georgia 30348-5281.) Once received, there are three important pieces of information to check: indentifying information (name, address, current employment, social security number, date of birth, and spouse’s name), debt (verify that it is yours and that all matters are correctly marked closed or resolved if applicable), and payments (be sure balances are accurate and payment history is correct).

Questions? Give us a call at 1-888-319-7328.