Personal Loans
Life can be expensive, but we offer flexible lending options to help you manage a wide range of financial needs.
Credit Builder Loan
If you're looking to establish or improve your credit, look no further than this credit builder loan. Our credit builder loans are designed to help boost your score within one to two years. That way, you can avoid paying higher interest rates on vehicles, homes, and other large purchases.
Effective Date: Friday, April 26, 2024
| Rate | |
|---|---|
Credit Builder | 6.00% |
APR indicates annual percentage rate. Monthly payment amount approximately $18.88 on $1,000 for 60 months at 5.00% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Secured Loan
Borrow against the balance of your existing savings account or certificate at an attractive rate. While you use and repay loaned funds, you will continue to earn interest on your balance. Plus, you may even be able to build or rebuild your credit.
Effective Date: Friday, April 26, 2024
| Rate | |
|---|---|
| Savings Secured (up to 120 months) | Savings Rate plus 2.75% |
APR indicates annual percentage rate. Monthly payment amount approximately $18.88 on $1,000 for 60 months at 5.00% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Personal Signature Loan
When life is more than you budgeted for, a personal loan can ensure you have supplemental funds within reach. Manage surprise financial needs, make a significant purchase, or consolidate high-interest debt.
Effective Date: Friday, April 26, 2024
| Rate | |
|---|---|
| Personal Loan (up to 72 months) | 12.00% - 18.00% APR |
APR indicates annual percentage rate. Monthly payment amount approximately $18.88 on $1,000 for 60 months at 5.00% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Line of Credit
A line of credit can give you added financial flexibility. Use and repay funds on an as-needed basis to cover day-to-day costs, afford a life event, pay for repairs, and more.
Effective Date: Friday, April 26, 2024
| Rate | |
|---|---|
| Line of Credit (Up to $20,000) | 11.00% - 18.00% APR |
APR indicates annual percentage rate. Monthly payment amount approximately $18.88 on $1,000 for 60 months at 5.00% APR. Loans available to qualified members only. Rates subject to change at any time without notice.