Loans that put you in the driver’s seat, plus add-ons for extra peace of mind.
New or used. Car, truck or motorcycle. Find the automobile financing you need to drive home happy.
Finance the vehicle that meets your mileage, safety, and style requirements. Contact one of our loan officers to get pre-approved and take advantage of our competitive rates and terms.
Effective Date: 9/24/2026
| Loan Type | Rate |
|---|---|
| New or Used Autos or Harley Davidson Motorcycles (36 months or less) | 4.00% – 14.00% APR* |
| New or Used Autos or Harley Davidson Motorcycles (48 months or less) | 4.25% – 14.25% APR* |
| New or Used Autos or Harley Davidson Motorcycles (60 months or less) | 4.25% – 14.25% APR* |
| New or Used Autos or Harley Davidson Motorcycles (72 months or less) | 4.50% – 14.50% APR* |
| New or Used Autos or Harley Davidson Motorcycles (84 months or less) | 5.50% – 15.50% APR* |
| Classic Used Autos (72 months or less) | 9.00% – 18.00% APR* |
*APR indicates annual percentage rate. Monthly payment amount approximately $18.56 on $1,000 for 60 months at 4.25% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
What’s your backup plan? This added protection ensures your loan payments will be made in the event of disability or death.
If your vehicle is stolen or damaged beyond repair, GAP has you covered. This added protection pays the difference between your insurance company’s settlement and your loan balance up to the maximums allowed by the credit union and/or state.
Car repairs can be expensive, but Member’s Choice Mechanical Repair Coverage helps defray the cost and inconvenience of mechanical repairs and covered breakdowns.
We offer skip-a-payments up to twice a year. For a small fee of $25 per loan, you can skip your payment on your loan anytime during the year and give your budget a break.
Click download form, call or stop by and speak with a Member Service Representative today to see if you qualify.*
*Skip-A-Payment is not available for CU MasterCard,® home improvement, home equity, home mortgage or land loans. Loans must be at least six months old and your account must be in good standing. Skip-A-Payments are subject to approval.
Skip-A-Payment does not adversely affect your credit. There is a limit to the number of months a loan may be skipped. Limited to only two skip-a-payments per calendar year and they cannot be consecutive months. A Member Service Representative will contact you with the status of the request.
If you have any questions, please call us at (409) 988-1300.
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