Fees

Fees for checking accounts.

Product/Service	Fee
Product/ServiceOverdraft Protection	Fee$5.00 per transaction
Product/ServicePaid NSF (Non Sufficient Funds)	Fee $30.00
Product/ServiceNSF	Fee $30.00
Product/ServiceStop Payments	Fee $30.00
Product/ServiceTemporary Checks	Fee $5.00 per set
Product/ServiceCheck Orders	Fee Prices vary depending on style
Product/ServiceCommercial Checking	Fee $12.00 per month
Product/ServiceCheck Copy	Fee 2 free copies per statement, $2.00 per copy thereafter
Product/ServiceAccount Printout	Fee$3.00
Product/ServiceStatement Copy	Fee$5.00
Product/ServiceSecond Chance Checking Account	Fee$10.00 per month

A variety of miscellaneous fees.

Product/Service	Fee
Product/ServiceReturned Mail	Fee $5.00 per statement per month
Product/ServiceCollection Item	Fee $15.00
Product/ServiceInactive Account	Fee $10.00 per quarter if inactive 2 years
Product/ServiceAccount Reconciliation	Fee $25.00 per hour
Product/ServiceAccount Research	Fee $25.00 per hour, minimum 1 hour
Product/ServiceDomestic Wire Transfer	Fee $20.00
Product/ServiceForeign Wire Transfer	Fee $40.00
Product/ServiceCashier’s Check	Fee $5.00
Product/ServiceMoney Order	Fee $2.00
Product/ServiceReturned Deposit Item	Fee $20.00 per charged back item
Product/ServiceTeller Check	Fee $5.00
Product/ServiceLate Loan	Fee 5% of payment
Product/ServiceVisa Gift Card	Fee $5.00 per card
Product/ServiceLevies, Freezes, and Garnishments	Fee $50.00
Product/ServiceCoin Machine	Fee 5% for members, 10% for non-members
Product/ServiceNOC Fee (after first NOC)	Fee$5.00
Product/ServiceCopies	Fee$0.25 per page
Product/ServiceFax	Fee$1.00
Product/ServiceTax Infromation (1099)	Fee$5.00
Product/ServiceAccount Closure within 90 days	Fee$5.00

Fees for ACH (Automated Clearing House) services.

Service	Fee
ServiceOne-Time ACH Origination	Fee $10.00
ServiceRecurring ACH Origination	Fee No charge
ServiceReturned ACH Item	Fee $30.00

Fees for payments made on the balance of loans using a credit card or a debit card.

Service	Fee
ServiceOver-the-Phone Loan Payment with Credit or Debit Card	Fee$10.00
ServiceSelf-Service Online Loan Payment with Credit or Debit Card	Fee$5.00

Fees for transfering funds electronically.

Service	Fee
ServiceNonproprietary Visa Debit Card/ATM Withdrawal	Fee $2.50
ServiceNonproprietary Visa Debit Card/ATM Balance Inquiry	Fee $2.00
ServiceNonproprietary Visa Debit Card/ATM Transfer	Fee $2.00
ServiceVisa Debit Card/ATM Card Reissue	Fee $10.00

Fees for safe deposit boxes.

Service	Fee
Service3 x 5 Safe Deposit Box	Fee $20.00
Service3 x 10 Safe Deposit Box	Fee $30.00
Service5 x 10 Safe Deposit Box	Fee $40.00
Service10 x 10 Safe Deposit Box	Fee $65.00
ServiceSafe Deposit Box Re-Key	Fee $20.00
ServiceSafe Deposit Box Drilling	Fee $150.00