Fees

Checking Account Fees

Fees for checking accounts.
Product/ServiceFee
Product/ServiceOverdraft ProtectionFee$3.00 per transaction
Product/ServicePaid NSF (Non Sufficient Funds)Fee $30.00
Product/ServiceNSFFee $30.00
Product/ServiceStop PaymentsFee $30.00
Product/ServiceTemporary ChecksFee $5.00 per set
Product/ServiceCheck OrdersFee Prices vary depending on style
Product/ServiceCommercial CheckingFee $12.00 per month
Product/ServiceCheck CopyFee 2 free copies per statement, $2.00 per copy thereafter
Product/ServiceAccount PrintoutFee$3.00
Product/ServiceStatement CopyFee$3.00

Other Fees

A variety of miscellaneous fees.
Product/Service Fee
Product/ServiceReturned Mail Fee $5.00 per statement per quarter
Product/ServiceCollection Item Fee $15.00
Product/ServiceInactive Account Fee $10.00 per quarter if inactive 2 years
Product/ServiceAccount Reconciliation Fee $20.00 per hour
Product/ServiceAccount Research Fee $20.00 per hour, minimum 1 hour
Product/ServiceDomestic Wire Transfer Fee $20.00
Product/ServiceForeign Wire Transfer Fee $40.00
Product/ServiceCashier’s Check Fee $5.00
Product/ServiceMoney Order Fee $2.00
Product/ServiceReturned Deposit Item Fee $10.00 per charged back item
Product/ServiceTeller Check Fee $5.00
Product/ServiceLate Loan Fee 5% of payment
Product/ServiceVisa Gift Card Fee $3.00 per card
Product/ServiceLevies, Freezes, and Garnishments Fee $50.00
Product/ServiceCoin Machine Fee 3% for members, 10% for non-members

ACH Fees

Fees for ACH (Automated Clearing House) services.
ServiceFee
ServiceOne-Time ACH OriginationFee $10.00
ServiceRecurring ACH OriginationFee No charge
ServiceReturned ACH ItemFee $30.00

Loan Payment with Credit or Debit Card Fees

Please call (409) 988-1300 and speak to a loan officer for free loan payment options.

Fees for payments made on the balance of loans using a credit card or a debit card.
ServiceFee
ServiceOver-the-Phone Loan Payment with Credit or Debit CardFee$10.00
ServiceSelf-Service Online Loan Payment with Credit or Debit CardFee$5.00

Electronic Funds Transfer Fees

Fees for transfering funds electronically.
ServiceFee
ServiceNonproprietary Visa Debit Card/ATM WithdrawalFee $1.50
ServiceNonproprietary Visa Debit Card/ATM Balance InquiryFee $1.00
ServiceNonproprietary Visa Debit Card/ATM TransferFee $1.00
ServiceVisa Debit Card/ATM Card ReissueFee $5.00

Safe Deposit Box Fees

Safe deposit box contents are not federally insured by NCUA.

Fees for safe deposit boxes.
ServiceFee
Service3 x 5 Safe Deposit BoxFee $20.00
Service3 x 10 Safe Deposit BoxFee $30.00
Service5 x 10 Safe Deposit BoxFee $40.00
Service10 x 10 Safe Deposit BoxFee $65.00
ServiceSafe Deposit Box Re-KeyFee $20.00
ServiceSafe Deposit Box DrillingFee $150.00

Fees are accurate as of 3/1/2023 and are subject to change at any time without notice.