Personalized guidance, local expertise, and tailored financing. Your home, your way.
Loans to get you into the home you’ve always hoped for.
We know home buying is a major decision, and we’ll be there to help you sort through every detail. Borrow from expert real estate loan officers who truly care about getting you into your new home.
Please call 409-988-1300 for rates.
Tap your home’s equity to fund the opportunities ahead.
Bill consolidation, college tuition, home improvements, and beyond. See just how much your home equity can do.
Effective Date: 12/13/2024
| Loan Type | Rate | APR (as low as) |
|---|---|---|
| Home Equity (1st lien 5 years and below) | 5.75% | 5.75% |
| Home Equity (1st lien 7 years and below) | 5.75% | 5.75% |
| Home Equity (1st lien 10 years and below) | 5.75% | 5.75% |
| Home Equity (1st lien 15 years and below) | 6.00% | 6.00% |
| Home Equity (1st lien 20 years and below) | 6.25% | 6.25% |
| Home Equity (1st lien 30 years and below) | 6.50% | 6.50% |
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The annual percentage rate (APR) for land loans and home improvement loans is based on a $50,000.00 loan for the stated term and includes customary closing costs. The annual percentage rate (APR) for investment/rental property loans is based on a $50,000.00 loan for the stated term and includes customary closing costs. APR indicates annual percentage rate. Monthly payment amount approximately $17.97 on $1,000 for 60 months at 3.00% APR. Taxes and Insurance are not included in the approximate monthly payment. Loans available to qualified members only. Rates subject to change at any time without notice.
Tackle repairs, renovations and more.
Whatever your home improvement goals are, we’ve got the rates and terms to turn them into reality.
Please call (409) 988-1300 for rates.
If you can dream it, we’ll help you build it.
Building from the ground up is no small feat, but our real estate lending team will help you tackle it with ease. Let’s create the blueprint that gets the job done.
Please call (409) 988-1300 for rates.
Location is everything. We’ll help finance your pick of plots.
Sabine financing can give you the resources you need to claim the perfect location for your future home.
Effective Date: 12/13/2024
| Loan Type | Rate | APR (as low as) |
|---|---|---|
| Land (5 years and below) | 5.75% | 7.0315% |
| Land (7 years and below) | 5.75% | 6.6898% |
| Land (10 years and below) | 6.25% | 6.9391% |
| Land (15 years and below) | 6.50% | 6.9934% |
| Improvements on Unimproved Land | Please Call 409-988-1300 | Please Call 409-988-1300 |
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The annual percentage rate (APR) for land loans and home improvement loans is based on a $50,000.00 loan for the stated term and includes customary closing costs. The annual percentage rate (APR) for investment/rental property loans is based on a $50,000.00 loan for the stated term and includes customary closing costs. APR indicates annual percentage rate. Monthly payment amount approximately $17.97 on $1,000 for 60 months at 3.00% APR. Taxes and Insurance are not included in the approximate monthly payment. Loans available to qualified members only. Rates subject to change at any time without notice.
Submit the documents we need to get you approved for your loan.
Get one step closer to your home purchase by submitting your insurance.
Get the coverage you need to protect your most valued assets.
Estimate expenses and stay one step ahead.
Are you eligible to unlock the benefits of Sabine FCU membership?
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