Achieve financial goals of all sizes with accounts that will help you commit to saving.

Savings Account

When you open a savings account, you establish yourself as an official member of Sabine Federal Credit Union and gain access to all of our great products and services.

Benefits

Additional Details

  • $5.00 deposit is required to open a savings account
  • The $5.00 deposit represents one share of ownership in the credit union and must be maintained as long as you are a member
  • Dividends are earned daily and posted monthly
  • Statements are mailed quarterly

Deposit Accounts

Effective Date: Friday, August 23, 2019

Deposit Accounts

Savings.25% APY

APY indicates annual percentage yield. Rates subject to change at any time without notice. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA - National Credit Union Administration, a U.S. Government Agency.

IRAs

Build financial confidence by preparing for retirement now. Choose the Individual Retirement Account (IRA) option that will help you save for your post-career life. Traditional, Roth, and Coverdell IRAs are available.

Deposit Accounts

Effective Date: Friday, August 23, 2019

Deposit Accounts

IRA1.00% APY

APY indicates annual percentage yield. Rates subject to change at any time without notice. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA - National Credit Union Administration, a U.S. Government Agency.

Certificates

Setting funds aside in a certificate is a simple way to enhance your savings strategy. Choose a term that works for you and start earning guaranteed dividends.

  • Earn more dividends than you would with a regular savings account
  • Minimum opening deposit of $1,000
  • Must maintain a balance of at least $1,000 for the term
  • Terms range from six (6) months to eighteen (18) months
  • Earned dividends may be posted to a savings or checking account monthly or at maturity OR you may choose to compound your certificate
  • Automatic rollover options are available
  • Penalties for early withdrawals

Deposit Accounts

Effective Date: Friday, August 23, 2019

Deposit Accounts

Certificate - 6 months1.30% APY
Certificate - 12 months1.75% APY
Certificate - 18 months2.00% APY

APY indicates annual percentage yield. Rates subject to change at any time without notice. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA - National Credit Union Administration, a U.S. Government Agency.

Christmas Club

Plan ahead for shopping, travel, events, and more with an account that is dedicated to helping you prepare for holiday-related expenses.

  • $5.00 deposit is required to open an account
  • Dividends are earned daily and are paid monthly
  • Funds can be used for other expenses including: vacation, taxes, etc.

Deposit Accounts

Effective Date: Friday, August 23, 2019

Deposit Accounts

Christmas Club.25% APY

APY indicates annual percentage yield. Rates subject to change at any time without notice. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA - National Credit Union Administration, a U.S. Government Agency.

Best Years Club

Members age 55 and better can enjoy exclusive money-saving benefits.

Best Years Club members receive the following free and/or discounted services:

  • Free check copies
  • Free printouts
  • Free ATM card
  • Free personal checks (one box at a time; styles limited)
  • One free money order per month, then $1.00 per additional money order
  • One free cashier's check per day; then $3.00 per additional cashier's check
  • One free teller check per day; then $1.00 per each additional teller check
  • Domestic wire transfers for $7.50
  • Stop payments for $15.00
  • Safe deposit box rental at ½ the annual fee