Collateral Loans

A more secure lending solution.

Collateral Loans

The assets you own could broaden your borrowing capabilities.

The following assets may be pledged as collateral:

  • Paid-off Vehicles
  • Stock Trailers
  • Tractors

Borrowing funds secured by an existing asset may improve your chances of getting approved or help you qualify for a better rate.

Credit Life and Disability Insurance

What’s your backup plan? This added protection ensures your loan payments will be made in the event of disability or death.

Enjoy the Freedom of Skip-A-Pay

We offer skip-a-payments up to twice a year. For a small fee of $25 per loan, you can skip your payment on your loan anytime during the year and give your budget a break.

Click download form, call or stop by and speak with a Member Service Representative today to see if you qualify.*

*Skip-A-Payment is not available for CU MasterCard,® home improvement, home equity, home mortgage or land loans. Loans must be at least six months old and your account must be in good standing. Skip-A-Payments are subject to approval.

Skip-A-Payment does not adversely affect your credit. There is a limit to the number of months a loan may be skipped. Limited to only two skip-a-payments per calendar year and they cannot be consecutive months. A Member Service Representative will contact you with the status of the request.

If you have any questions, please call us at (409) 988-1300.

A Lifetime of Benefits Sabine Membership

Are you eligible to unlock the benefits of Sabine FCU membership?