Personal Loans
Life can be expensive, but we offer flexible lending options to help you manage a wide range of financial needs.
Christmas Loan
We've made it easy to get everything you need for Christmas.
- $700 loan maximum for up to 12 months
- 16% APR*
APR* indicates Annual Percentage Rate. Monthly payment amount approximately $63.52 on $700 for 12 months at 16.00% APR. Must be a member of Sabine FCU in good standing. Account must be at least six months only with at least three months of direct deposit with Sabine FCU.
Secured Loan
Borrow against the balance of your existing savings account or certificate at an attractive rate. While you use and repay loaned funds, you will continue to earn interest on your balance. Plus, you may even be able to build or rebuild your credit.
Effective Date: Tuesday, November 24, 2020
| Rate | |
|---|---|
| Savings Secured (up to 120 months) | Savings Rate plus 2.75% |
APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Vacation Loan
Are you ready to buy a ticket to a destination on your bucket list? Get the funds you need to go explore a new place or relax at a tried-and-true location.
Effective Date: Tuesday, November 24, 2020
| Rate | |
|---|---|
Vacation (12 months up to $1,500) | 11.00% - 18.00% APR |
APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Personal Signature Loan
When life is more than you budgeted for, a personal loan can ensure you have supplemental funds within reach. Manage surprise financial needs, make a significant purchase, or consolidate high-interest debt.
Effective Date: Tuesday, November 24, 2020
| Rate | |
|---|---|
| Personal Loan (up to 72 months) | 11.50% - 18.00% APR |
APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice.
Line of Credit
A line of credit can give you added financial flexibility. Use and repay funds on an as-needed basis to cover day-to-day costs, afford a life event, pay for repairs, and more.
Effective Date: Tuesday, November 24, 2020
| Rate | |
|---|---|
| Line of Credit (Up to $20,000) | 10.50% - 18.00% APR |
APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice.