Life can be expensive, but we offer flexible lending options to help you manage a wide range of financial needs.

Christmas Loan 

We've made it easy to get everything you need for Christmas. 

  • $700 loan maximum for up to 12 months 
  • 16% APR*

APR* indicates Annual Percentage Rate. Monthly payment amount approximately $63.52 on $700 for 12 months at 16.00% APR. Must be a member of Sabine FCU in good standing. Account must be at least six months only with at least three months of direct deposit with Sabine FCU. 

Secured Loan

Borrow against the balance of your existing savings account or certificate at an attractive rate. While you use and repay loaned funds, you will continue to earn interest on your balance. Plus, you may even be able to build or rebuild your credit.

Effective Date: Tuesday, October 22, 2019

Consumer Loan Rates

Rate
Savings Secured (up to 120 months)Savings Rate plus 2.75%

APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice. 

Vacation Loan

Are you ready to buy a ticket to a destination on your bucket list? Get the funds you need to go explore a new place or relax at a tried-and-true location.

Effective Date: Tuesday, October 22, 2019

Consumer Loan Rates

Rate

Vacation (12 months up to $1,500)

11.00% - 18.00% APR

APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice. 

Personal Signature Loan

When life is more than you budgeted for, a personal loan can ensure you have supplemental funds within reach. Manage surprise financial needs, make a significant purchase, or consolidate high-interest debt.

Effective Date: Tuesday, October 22, 2019

Consumer Loan Rates

Rate
Personal Loan (up to 72 months)11.50% - 18.00% APR

APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice. 

Line of Credit

A line of credit can give you added financial flexibility. Use and repay funds on an as-needed basis to cover day-to-day costs, afford a life event, pay for repairs, and more.

Effective Date: Tuesday, October 22, 2019

Consumer Loan Rates

Rate
Line of Credit (Up to $20,000) 10.50% - 18.00% APR

APR indicates annual percentage rate. Monthly payment amount approximately $18.83 on $1,000 for 60 months at 4.90% APR. Loans available to qualified members only. Rates subject to change at any time without notice.