Deposit Accounts

Check the latest rates on our checking, savings, and certificates.

Deposit Account Rates

Effective Date: 1/21/2025

Deposit Account Rates (Rate Table)
 ProductRate
Savings0.20% APY
Checking0.05% APY (With minimum balance of $2,500)
IRA0.20% APY
Christmas Club0.20% APY

APY indicates annual percentage yield. Rates subject to change at any time without notice. Early withdrawal penalties may apply. Fees incurred could reduce earnings. 

Minimum $5 deposit for savings and Christmas club accounts. Minimum $50 deposit for checking accounts. Minimum $1,000 deposit for IRA accounts. Minimum $1,000 deposit for certificates. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA – National Credit Union Administration, a U.S. Government Agency.

Certificate Deposit Account Rates

Effective Date: 1/21/2025

Certificate Deposit Account Rates (Rate Table)
ProductRateAPYE
6 months3.85%3.919%
12 months4.40%4.49%
18 months3.50%3.55%
36 months3.25%3.30%
60 months3.25%3.30%

APY indicates annual percentage yield. Rates subject to change at any time without notice. Early withdrawal penalties may apply. Fees incurred could reduce earnings. 

Minimum $5 deposit for savings and Christmas club accounts. Minimum $50 deposit for checking accounts. Minimum $1,000 deposit for IRA accounts. Minimum $1,000 deposit for certificates. 

Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NCUA – National Credit Union Administration, a U.S. Government Agency.