Credit Reports

Curious about your credit score or credit report? Check it anytime via online banking.

Log into online banking and click the widget that says “Average Credit Score in your neighborhood” to gain free access to your credit report. Your score is updated automatically every month, but you can refresh your score as frequently as every day. Log in to online banking or our mobile banking app and click “My Credit Score” to get started.

Additional credit reporting information:

All U.S. consumers are entitled to receive one free credit report per year. You may request your free credit report by:

• Phone: 1 (877) 322-8228
• Online: www.annualcreditreport.com
• Mail: Report Request Service, P.O. Box 105281, Atlanta, Georgia 30348-5281

When you receive your credit report, there are three important pieces of information to check:

1. Identifying information: Name, address, current employment, social security number, date of birth, and spouse’s name.
2. Debt: Verify that it’s yours and that all matters are correctly marked closed or resolved, if applicable.
3. Payments: Ensure balances are accurate and payment history is correct.